Now that Britain has formally left the EU, the previous EHIC playing cards which supplied restricted medical cowl for Brits overseas shall be phased out.
The European Well being Insurance coverage Playing cards allowed travellers within the EU to obtain restricted public well being care free of charge, at a diminished payment or on the identical worth as residents of the nation the traveller was in.
The cardboard additionally protected travellers in another international locations like Norway, Iceland and Switzerland.
Although journey overseas is off for the second because of the continued pandemic, some are questioning what to do with their previous EHIC playing cards – and what scheme will are available in to interchange the playing cards.
That is every part we all know thus far concerning the validity of EHIC playing cards and the brand new scheme – the GHIC – which can are available in to interchange it.
When will my present EHIC card expire?
You need to verify the expiry date in your present EHIC card, as this can point out when it expires.
Finally, all EHIC playing cards will expire and thus shall be phased out utterly for UK residents.
If you’re travelling to the EU for any purpose within the coming months, don’t assume the EHIC will cowl you in each nation or for each health-related concern; it’s best to verify the foundations on the government’s website rigorously.
Will EHIC playing cards get replaced?
The federal government has introduced a brand new card – the International Well being Insurance coverage Card (GHIC) – to interchange the previous EHIC.
The scheme could be very new, so a number of the particulars are nonetheless being labored out, however you may apply for a free card on the federal government’s web page here.
How does a GHIC differ from an EHIC?
Although named a “world” medical insurance card, the federal government’s web site states that the GHIC will give customers the identical rights as an EHIC: “the suitable to entry state-provided healthcare throughout a short lived keep within the European Union (EU)”.
The GHIC doesn’t cowl you in Norway, Iceland, Liechtenstein or Switzerland, not like the EHIC.
The cardboard covers “needed healthcare” within the EU, which implies something which turns into medically needed throughout your keep, therapy for which can’t wait till your return to the UK.
This may increasingly embrace issues like emergency therapy, routine medical take care of pre-existing circumstances which require monitoring or routine maternity care – so long as you haven’t gone overseas to provide beginning there.
You’ll must pre-arrange some therapies comparable to dialysis or chemotherapy.
You need to verify that you just’re not booked in with a personal healthcare supplier, because the GHIC, just like the EHIC, solely entitles you to state care.
Will I want journey insurance coverage alongside a GHIC?
As with the EHIC, the GHIC card is just not meant for use as alternative for complete journey insurance coverage.
It received’t cowl the price of any non-public medical healthcare comparable to being flown again to the UK.
You need to make certain the insurance coverage you are taking out individually to the GHIC card covers your healthcare necessities.
The GHIC can even not cowl you for those who journey overseas particularly for medical therapy comparable to giving beginning.
How do I apply for a GHIC?
You possibly can apply for a GHIC by way of the federal government web site at this link.
Please be cautious of any pretend web sites made to look official which cost that will help you with the appliance course of. The applying is free, and also you shouldn’t be charged for it.
You’ll want your nationwide insurance coverage quantity to use, and also you should be at the least 16 years previous. For underneath 16s, a mother or father or guardian has to use on their behalf.
When you’ve got an EHIC that’s nonetheless in date, you don’t want to use for a GHIC till the EHIC expires.